Fidelity Bloom Bonus:įidelity Bloom is a financial app designed to help users improve their saving and spending habits. Our top picks balanced high bonus amounts with reasonable minimum deposit requirements and holding periods, minimal fees, and straightforward qualification processes.
Using this methodology, we analyzed each bank promotion without a direct deposit requirement to rank them in terms of value for our readers. We considered the complexity and number of steps required to qualify for the bonus. If the bank charges monthly fees (or other fees) that might offset the bonus, this was also factored into our rankings. We also considered the amount of time one must keep the account open or maintain a certain balance to qualify for the bonus. We looked at the minimum deposit requirement and favored the ones with lower thresholds. While none of these accounts require a direct deposit, most of them require some level of initial funding. The higher the bonus offered, the better the deal (provided that other criteria were also favorable). To come up with the best no deposit sign-up bonuses, we considered several factors:
